Chase freedom unlimited reddit.

Chase Freedom Unlimited - Always used with that sweet 1.5% and 3% dining/drugstore and 5% back at groceries for 1 year Chase Freedom Flex - Always used for 5% rotating categories (and the 3%/5% like CFU) Chase Prime Card - Amazon only, backup travel cardYou really don't need an 800. You're looking at the best possible interest rates on mortgages somewhere around 750-775. And its not like your credit wouldn't recover anyway. On top of that more cards means a better credit limit, makes it easier to maintain low utilization and will make it easier to get new accounts in the future without hitting ... Thoughts on the Chase Freedom Unlimited®. Card details. INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back ...The Freedom Unlimited card comes with a 3% foreign transaction fee, unfortunately. Meanwhile, the Amex Gold card has no foreign transaction fees. That means, for example, you can save $30 in foreign transaction fees when spending $1,000 on the Amex Gold card instead of the Freedom Unlimited card.

Thanks for the info! 2. parisienjames • 5 yr. ago. You have decent profile to being approved. For my case, I had 1 credit card, 657 FICO, 89% utilization rate with 1 year and half history, but I still got Chase Freedom Unlimited. You will get it. 3. brainyclown10 • 5 yr. ago. Thanks! Was looking to sign up for a Chase Freedom a few days ago and noticed that there was a new offer for 20K UR on the Freedom Unlimited card so opted for the Unlimited card instead (going to switch the Unlimited card to regular Freedom after bonus is reached). Minimum spend is still only $500 over 3 months.

Use CF in the 5x categories, and CFU on everything else. CF+CFU+CSP/CSR is known as the "Chase Trifecta" and is a good combination to have. •. Chase has a rule where if you have opened 5 new credit cards within a 24 month period, you will automatically be denied for a new Chase card. This is why people in the credit card game say to get Chase ...The Chase Freedom Unlimited card gives you an introductory 0% APR on purchases and balance transfers for 15 months, followed by a variable APR of 16.49% to 25.24%. The Capital One Quicksilver offers an introductory 0% APR on purchases and balance transfers for 15 months, and then a variable APR of 16.49% to 26.49% after that …

I currently have the following credit cards: -Chase Freedom Flex -Capital One Quicksilver -Apple Card My credit score is 760. My credit utilization rate is 4%. I’ve been looking at either getting the Chase Freedom Unlimited or the Capital One Savor mostly because of the 200 dollar cash bonus after spending 500.AU credit age wouldn’t help you have an increased chance at being approved by chase. You’d still need a year of your own credit card history with you as a primary account holder. If you have deposit accounts with Chase then that could lower that time to be less than a year. Still tho, being an AU doesn’t help much if at all for many ...Chase Freedom Unlimited® ... Chase Freedom Rise℠ Credit Card $500 per claim and $50,000 per account Chase Sapphire Preferred® Card: $500 per claim and $50,000 per accountThe no-annual-fee Chase Freedom Unlimited is a perfect card for both beginner and advanced award travelers. While most cards offer 1% back on purchases outside of bonus categories, you'll earn 1.5% back on non-bonus spending with the Freedom Unlimited. And if you pair this with a card that earns premium Chase Ultimate …Discover It - 5% rotating categories. Chase Freedom - 5% rotating categories. AMEX Blue Cash Everyday - 3% Groceries, 2% Gas/US department stores. Chase Freedom Unlimited - 1.5% cash back on everything. Now, when I signed up for the first 3 a year ago (when I just started looking into cash back cc) Discover has his promo where they double ...

It's a great card. I use the unlimited and the Amex blue cash preferred for my daily spenders. The chase freedom unlimited is a great card to use for cash back everyday use. If not traveling a lot it's great. The addition of 3% on dining & drugstores makes it better than 2% catch all for one card. It was my first card.

26 comments Add a Comment Cruian • Knowledgeable • 2 yr. ago Yes, if you want to continue collecting UR. The CFU and CF/CFF fill different roles: CFU is a flat rate card …

Chase Freedom Unlimited SUB: Unlimited Double Points for 12 months (includes dining, travel portal, etc.) Seen here: https://www.doctorofcredit.com/new-chase-freedom-unlimited-signup-bonus-earn-unlimited-double-points-for-12-monthsRepeatedly rejected for Freedom Unlimited despite good credit score. I’ve been trying to apply for the freedom unlimited card and have 2 credit cards already with good history on them, to the point where I have a score above 700. My girlfriend and friend both applied for this card as their first credit card (so zero credit history) and got ...Chase Freedom Unlimited. The Chase Freedom Unlimited offers 3 to 5 percent cash back in three bonus categories — travel, dining and drugstore purchases — and 1.5 percent flat-rate cash back on ...With the Freedom Unlimited, Chase will automatically match all the cash back you've earned in the first 12 months with no limit, essentially doubling the card's earnings rates. THE POINTS GUY. This is undoubtedly one of the best offers we've seen on this card — perhaps the best, depending on your spending habits.You want to maximize rewards: Freedom card members who want to double up rewards in rotating bonus categories should consider applying for Flex. Since both cards offer 5% cash back on up to $1,500 ...Note that the primary cardholder is responsible for all card purchases made by the additional user. Bottom Line: The Chase Sapphire Preferred card has a modest $95 annual fee while the Freedom Unlimited card does not charge an annual fee. There is no charge to add authorized users to either card.

i think the chase freedom flex is better than the unlimited. Cell phone protection and rotating categories. You get dining and drug store like the unlimited. just missing the …The Chase Freedom Unlimited card is notable for its $0 annual fee and offering at least 1.5% back on all purchases. Here's what else you should know.13 jun 2023 ... ... Chase Sapphire Reserve, while some of Reddit's most popular cash back cards include the Chase Freedom Unlimited. What is Churning? Churning ...If you travel a lot, I'll suggest you to apply for Chase Sapphire Reserve and Chase Freedom on same day (Chase combines hard credit inquiries on same day). If you also have Chase Preferred Reserve, the cash back on the freedom unlimited gets you 1.5 x 1.5 = 2.25% cash back for Travel and Freedom can yield 5 x 1.5 = 7.5% cash back.The Freedom is very similar to your discover - it's 5% rotating categories, and 1% everything else. I have a hard time believing that you don't use your Discover 5% categories given that they include grocery stores, gas stations, and Amazon. But anyway - the Freedom will be more of the same as your Discover.This question is about the Chase Freedom Unlimited® @m_adams • 04/06/23 This answer was first published on 03/26/21 and it was last updated on 04/06/23.For the most current information about a financial product, you should always check and ...

The CFF is the winner for most people. If you max out just one quarter's $1500 limit worth of spending at 5% on the CFF, you earn $75 cash back. The CFU would yield $22.50 cash back for that same $1500 in purchases . $75-22.50 = $52.50 . In order to make up that $52.50 difference, a cardholder needs to spend an additional $10,500 in general ...

Not many great Chase card options for groceries. Best you can do is Chase Freedom Flex during 1 rotating category quarter for 5% in Groceries. Otherwise, 1.5% cash back on Chase Freedom Unlimited Best outside options would be: Citi Custom Cash - 5% cash back on groceries ($500 per month)With it, you’ll earn 5% back on travel purchases through Chase Ultimate Rewards, 3% back on dining and drugstores, and 1.5% back on all other purchases, not to mention that the card offers perks with DoorDash, Lyft, and Instacart. Since it earns an uncapped 1.5% back on all non-bonused purchases, this is one of the best cards for …The Chase Freedom Unlimited® earns 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% cash back on eligible dining and drugstores and 1.5% on all other purchases.The Chase Freedom Unlimited's value comes from the fact that you can transfer it's points to the Chase Sapphire Preferred or Reserve and get increased value from the points when redeeming for travel. So if you have no plans to get those, the CFU really doesn't offer much. Right now Singapore says the best possible miles reward I can get is 95k miles per person (so 190k points total) so far I have about 75k in a year (60k SUB + spending) with just the CSP. I think the more cards I get in the system I will be better off. CakeDay--Bot • 4 yr. ago. Hey just noticed..I was instantly approved for the Chase Freedom Unlimited, but only for $1,300. (I also have the Chase Amazon Visa and with a $3,300 limit and the Capital One Venture Card that has a $7,500 limit). I've read a lot of reviews where people get anywhere from $500 to $10,000+ for approval limits for the CFU.

However, the combination of high rewards rates, a strong introductory APR period, and cash rewards, makes this a fantastic credit card. Chase Freedom Flex.

This card is a great overall cash back option. Plus, 5% back on travel booked through Ultimate Rewards, 3% back on dining, 3% at drugstores, along with 1.5% back on all other purchases. Thanks to Chase’s partnership with Lyft, you can also earn 5% cash back on Lyft rides paid for with the Freedom Unlimited (through March 2025).

The Freedom Unlimited then earns 1.5% cash back on all purchases, while the Freedom Flex earns 1% cash back on all purchases, but will earn 5% cash back (on up to $1500 of spending) on a category that changes every 3 months. Last quarter the Freedom Flex earned 5% back on Amazon and Whole Foods, this quarter it earns 5% cash back on …And because you can transfer your points into an Ultimate Rewards account, the points earned with the Chase Freedom Unlimited are worth 2 cents each if you link the card to a normal Ultimate Rewards-earning card like the Sapphire Reserve, Ink Preferred or Chase Sapphire Preferred Card. On top of the ability to earn 5% on travel booked …The CFF is the winner for most people. If you max out just one quarter's $1500 limit worth of spending at 5% on the CFF, you earn $75 cash back. The CFU would yield $22.50 cash back for that same $1500 in purchases . $75-22.50 = $52.50 . In order to make up that $52.50 difference, a cardholder needs to spend an additional $10,500 in general ... For the everyday earner. Earn big without having to think about it. Freedom Unlimited rewards you automatically with 1.5% cash back on every purchase, plus 5% on travel purchased through Chase and 3% on dining and drugstores. 2. Apply to Freedom Unlimited.Chase Freedom Unlimited® 4.1 Apply Now On Chase Bank USA, NA's Website Up to 5X Reward Rate Earn 5% on Chase travel purchased through Chase Ultimate Rewards®, 3% on dining and...Aug 10, 2023 · Chase Freedom Unlimited. Rewards rate. 10% cash back on purchases made through Uber and Uber Eats through Nov. 14, 2024. 8% cash back on Capital One Entertainment purchases. 5% back on hotel and ... Nov 6, 2022 · This would give you three personal credit cards: Chase Sapphire Reserve or Preferred, Chase Freedom Flex and Chase Freedom Unlimited. Altogether, you're only paying one annual fee (since the Chase Freedom Flex and Freedom Unlimited both come with no annual fee). And you'll be able to earn 5 points per dollar on those rotating categories with ... Jan 3, 2022 · The main difference is in the highlights of their rewards structures: The Freedom Flex card offers 5% cash back on rotating quarterly categories, while the Chase Freedom Unlimited offers a flat-rate 1.5% cash back on everything. Read on to get a rundown of the pros and cons of each card, as well as which card is better suited for you, based on ... Oct 8, 2023 · The Chase Freedom Unlimited’s 1.5% cash back on everyday purchases is made even more valuable by its connection to the Ultimate Rewards program.

Your offer is now active.**Reminder:**You'll earn a total of 5% cash back for every $1 you spend on up to $1,500 in combined purchases at gas stations and grocery stores from July 1 though September 30, 2022 with your Freedom Unlimited Card.1The Chase Freedom Unlimited® has a much broader, richer rewards structure than the Capital One Quicksilver Cash Rewards Credit Card. It earns both a decent flat rate on non-bonus purchases, and ...With the Freedom Unlimited, Chase will automatically match all the cash back you've earned in the first 12 months with no limit, essentially doubling the card's earnings rates. THE POINTS GUY. This is undoubtedly one of the best offers we've seen on this card — perhaps the best, depending on your spending habits.So the 5% is not as useful than the 3% straight cash back travel from CSR which has more MCC codes attached to it, including ridesharing and public transit. Freedom Unlimited is 5% back through their portal. CSR gives you lots more credits (i.e. $300 travel credit) and a 1.5x multiplier on all your points.Instagram:https://instagram. myochsner login portalbloons leadmugshot gamepayflexchex One difference between the standard and Signature versions of the Freedom cards would be that Signature would report as a flexible spending card and allow you to exceed your credit line (the amount is at Chase's discretion) at times. Message 3 of 12.The Chase Freedom Flex Refer a Friend program gives you a $100 cash back bonus for each friend who applies for a participating Chase Freedom card with your link and gets approved. The participating Chase Freedom credit cards are Chase Freedom Flex and Chase Freedom Unlimited®.. You can get the Chase Freedom Flex referral … webconnect sundial150 sargent drive More perks and the cash back adds up quickly. In my experience, Chase has been more generous with starting limit and CLIs. Goldman Sachs has been the stingiest for limits/increases compared to the other cards I have. I like my Apple Card for financing Apple Products and the 2% cash back for using Apple Pay. department of the treasury kansas city mo 64999 So the 5% is not as useful than the 3% straight cash back travel from CSR which has more MCC codes attached to it, including ridesharing and public transit. Freedom Unlimited is 5% back through their portal. CSR gives you lots more credits (i.e. $300 travel credit) and a 1.5x multiplier on all your points. If you are willing to do some more research to maximize your earnings and redemptions, you might be better off getting Chase Freedom Unlimited (1.5% minimum and 3-5% cash back on some purchases), Freedom Flex (5% rotating categories), and either Sapphire Preferred or Sapphire Reserved annual fee cards to maximize redemptions on travel using ...