Wells fargo active cash card reddit.

Considering Wells Fargo "Active Cash" card So USAA just told us their 2.5% unlimited cash back card is being replaced by a new card that is now 1.5% cash back, bringing it in alignment with most cards. We make thousands of dollars every year because we charge everything and pay the balance in full every month. Good thing I opened a Wells Fargo checking account recently for a $325 bonus. Wonderful news. The $25 minimum (and, worse, $25 increments!) was one of the Autograph's (and Active Cash's) biggest weaknesses, IMO, especially after Citi eliminated the $25 minimum on the Double Cash. It also didn't even make that much practical sense for WF, given ...Advertising on Reddit can be a great way to reach a large, engaged audience. With millions of active users and page views per month, Reddit is one of the more popular websites for discussions online. It’s also an incredibly powerful platfor...The Wells Fargo Active Cash® Card starts to pull ahead though when you consider redemption flexibility. You can redeem your cash back for purchases starting at $1 with the Active Cash while the ...The 2% cash back category is pretty flooded imo with options like the SoFi master card, Paypal card, Double Cash, Active Cash, Bread, etc all offering a 2% card. The Double Cash does have access to Citi's ecosystem though so there is options to trade points for miles which offer greater value and there is also the Rewards+ card which lets you ...

Just got a letter from Wells Fargo that my propel card is being automatically converted into an active cash card effective 2022-11-09. Fortunately for me, I did not use my propel and have been looking at product changing into active cash anyway. Previous threads on PCing propel concluded that changing to active cash was not possible.The Wells Fargo Active Cash card I believe has some restrictions on how you can redeem the cash back you will want to read the fine print there. The Fidelity Card requires a Fidelity account to deposit the money into. SoFi card also requires an account with them to get the money. SUBs would also be something to consider.

Aug 25, 2023 · The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies ... Covered Card means a credit card issued by Wells Fargo Bank, N.A. that provides the benefits described in this Guide. Damage means the Cell Phone can no longer perform function(s) as intended in normal service due to broken parts, material or structural failures.

The Wells Fargo Autograph is one of the best cards...for someone who does not already have a lot of categories covered. It earns 3% on restaurants, 3% on travel, 3% on gas, 3% on transit, 3% on streaming, and 3% on phone plans. In addition to offering 3% on phone plans, it provides cell phone protection.Is Wells Fargo Active Cash card the best one? It offers 2% cash back on everything, which is the highest I've seen (second highest is 1.5%) without any fees. Obviously there's other cards that offer more, like 4-5% on certain categories, but their non category specific cash back is usually around 1%. Vote. 2 comments. The Autograph has car rental CDW and no foreign transaction fees. Since the Active Cash get's 2% cash back absolutely everywhere, I suspect it would earn more cash back for many family's purchases since bills, car repairs, doctor bills, electronics, etc. would all get 2% instead of 1%. You should probably get them both.Covered Card means a credit card issued by Wells Fargo Bank, N.A. that provides the benefits described in this Guide. Damage means the Cell Phone can no longer perform function(s) as intended in normal service due to broken parts, material or structural failures.

Accepted for Wells Fargo Active Cash Credit Card at 18. Following a suggestion on my last post, I applied for the Active Cash Card. Here are my details: No credit score. 50k income estimate. 1 previous card application in the last 6 months. Previous relationship with Wells Fargo (few years of banking)

My current cards are the Discover (opened 2017) and Citi Premier (opened December 2022). WF Active Cash has cell phone insurance, plus I'm interesting in getting an Autograph once I PC the Citi Premier. I don't have any existing accounts with Wells Fargo so I'm not sure how challenging redemption will be.

Wells Fargo no longer requires cash back to be redeemed in increments of $25. I just redeemed my cash back for my WF Active Cash. Historically, you had to put in an increment of $25. However, today it gave me the option to type in an amount. I typed in 96.02 to see what happened.WF Autograph Card Agreement—Section 11-Fees. Appears that yes, there's a currency fee, however, no mention of a foreign transaction fee. throwinthrowawayacnt • 1 yr. ago. That's the legal definition of terms that's cookie cutter in all their cards terms and conditions.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Choose your Wells Fargo Active Cash card username and password. The username must be between 7 and 10 characters, including special characters, but no spaces. The password must contain 8 to 31 characters and have at least 1 letter and 1 number, but less than 9 numbers. The password cannot be identical to the username or contain more than 3 ...Earn unlimited 2% cash rewards on purchases 1. Welcome offer: Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months2. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24% or 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for ...Blue Cash has 6% on streaming and Groceries, 3% on gas (having a truck this is clutch). Has a nice sign up bonus and easy to use portal, as well as having the Amex name to help your credit report. Easily covers the $95 yearly fee Sapphire has 2% on travel (5%if you book through chase), 3% restaurants/dining (bars included) and transport, plus ...

The Wells Fargo Active Cash® Card offers an unlimited 2% cash rewards on purchases and a welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months....Wells Fargo no longer requires cash back to be redeemed in increments of $25. I just redeemed my cash back for my WF Active Cash. Historically, you had to put in an increment of $25. However, today it gave me the option to type in an amount. I typed in 96.02 to see what happened.I opted to replace my American Express Gold with a better 'all-around' rewards card- settled on the Wells Fargo Active Cash. 2% Cash Back on all categories, with no caps, no annual fee, and came with the following intro offers: 15 month 0% APR on purchases. $200 in Cash Back after $1k spend in 3 months. Credit Score: 830 (WF used TransUnion)Wells Fargo Active Cash® Card. Wells Fargo. Active Cash. Card. New Offer! Earn a $200 cash rewards bonus when you spend $1,000 $500 in purchases in the first 3 months1. Plus, earn unlimited. 2% cash rewards on purchases 2.5. level 1. Connect-Garden4051. · 10m. I have been defrauded by Wells Fargo three times, all without ever being a Wells Fargo customer. This card would pretty much have to cure cancer for me to consider it. 5. level 2.

I have both, and in terms of looks, WF Active Cash looks better in person because it has red trim on the edges & the Visa logo is shiny while the FNBO Evergreen is basically a single piece of colored plastic with a JPG stamped onto it similar to the Target REDcard and PayPal debit card. The brushed metal effect is pretty cheap similar to the ...Ok I just looked at my credit report through credit karma. My credit report also shows a score of 787. 0 derogatory marks. But its showing an overall 1% credit usage across my Discover IT and Amex Gold. 1 Hard Inquiry. Unfortunately, its showing my approval chances for Wells Fargo Active Cash is poor.

Savor One offers 3% on groceries. Authograph has no grocery multiplier (advantage: Savor One) Autograph offers 3% on all things travel and transit. Savor One has no travel multiplier (advantage: Autograph) Autograph offers 3% on cell phone plans and cell phone insurance. Savor one does not have a cell phone plan multiplier but does (I think ...Rent: You'll earn 1 rewards point per $1 spent on rent paid through the Bilt App with your card account up to a maximum of One Hundred Thousand (100,000) points each calendar year. If your rent payment is less than $250, you will earn 250 points for that rent payment.IMO, for someone who wants simplicity but also is willing to maximize rewards a little bit, the two cards announced this week, the Wells Fargo Active Cash Visa (2% flat rewards, $200 SUB with $1000 spend in the first 3 months) and the Citi Custom Cash MasterCard (5% rewards on highest spending category per month up to $500 in spend, 1% rewards a...Apr 2, 2022 · Bottom line. The Wells Fargo Active Cash card is a great cash rewards card for people looking for simple rewards structure. With no annual fee and a $200 cash rewards bonus after spending $500 in the first three months of account opening, the Active Cash is a great beginner card, and it even layers on some solid perks like cellphone coverage. Winner: Tie. While both cards offer 0% APR on balance transfers, the Citi Double Cash Card has a longer intro period at 18 months. The Wells Fargo Active Cash Card has the benefit of offering a 0% ...Compare the Wells Fargo Active Cash ® Card to similar cards. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening.Wells Fargo Autograph℠ Card vs. Wells Fargo Active Cash® Card. The Wells Fargo Active Cash's rewards are appealing for a flat-rate rewards card. With the Active Cash you'll earn 2% cash ...

I'm looking at the Wells Fargo Active Cash card and the FNBO Evergreen card. I'm leaning towards the Active Cash, although I'm open to both as well as other recommendations. Was wondering what my chances of approval are right now. FICO: 745 (according to Discover) Total Credit Line: 2800. Annual Income: ~35K.

What is everyone's thoughts on the new unlimited 2% cash back Wells Fargo Active Cash card Seems like a good deal for using Costco. Has cell phone protection on it too. I have the Citi Costco card but only get the rewards once a year. I also have a BOA Cash Rewards card but I'm always maxing that out.

Questions about Wells Fargo Active Cash. I currently have a discover it card with a 1000 dollar line of credit. I want a larger line of credit, so I applied for the wells fargo active cash card. I have a 702 credit score, but only 6 months of credit history. How long should I wait until I have enough credit history to get that card?The Wells Fargo Active Cash® Card's 2% rewards rate and lack of an annual fee put it in line with some of the best flat-rate cash back cards available. The card's intro bonus and promotional annual percentage rate (APR) offers—and its many cardholder benefits—may push it ahead of the pack.Wells Fargo for the SUB alone honestly. The only other difference is that WF lets you use the points as statement credits, whereas the Citi can too but you'll only be getting 1% on the amount you redeem instead of the 2%. Wells Fargo. As you get the entire 2% back two days after the statement cycle closes.Rewards Rate. The Capital One SavorOne** is another card that offers a ton of features without asking for an annual fee in return. Its limited-time offering of 10% cash back for Uber and Uber Eats ...What is everyone's thoughts on the new unlimited 2% cash back Wells Fargo Active Cash card Seems like a good deal for using Costco. Has cell phone protection on it too. I have the Citi Costco card but only get the rewards once a year. I also have a BOA Cash Rewards card but I'm always maxing that out.Wells Fargo has historically had fairly non-descript credit cards and didn't put anywhere near as much effort into them as other banks. That's changed recently, and IMO the Autograph and Active Cash cards represent solid values for folks that want a reasonable card backed by a major bank.Original Post: Earlier this year it was rumored that Wells Fargo would be launching three new cards (two of these have already launched in the Active Cash & Reflect card). The third card was rumored to be a rewards credit card, but according to this reddit post that card is actually a suite of cards and in total five new rewards cards will …Just made the switch to the Active Cash myself from using the Quicksilver for 6 years. Cap1 has a much better app and you get to see your cash back quicker but I've had no issues with Wells Fargo so far. Only complaint I have is the redemption options. RPG_Gaimer • 2 yr. ago. Yah that $25 cap is crap.

Thank you, they hold my checking account and would be nice to get max and carry these daily and rotate 5-% cards. Noticed some cards only get 1% 🤪 Platinum gets car insurance so would like 2% active vs 1% the autograph gives and well costxo trips would be nice at 2%. Nice to pay/transfer from checking and watch the money leave checking.I decided to PC Active Cash (my oldest acct., originally WF Platinum card) to Autograph, and then PC my Cash Back Visa Signature to Active Cash. I'll likely go for BofA Premium Rewards or Travel Rewards down the line and have that be my flat 2+% cash back baseline, so Autograph was more important to keep as the long-term card than Active Cash. If you're not planning on applying for other WF credit cards over the next 15 months and you're otherwise OK to apply for a new card, you'll almost certainly come out ahead if you apply for it and get the $300 SUB over doing a product change. WF is expected to release a premium travel card with a more generous SUB early next year.Instagram:https://instagram. summer madness urlcostco cartersville gasusan kim tmj4tj maxx jonesboro arkansas I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category? trinity university peoria ilgenshin impact waifus Wells Fargo Active Cash to Autograph PC Update. Just got off the phone this morning with a rep. She said that the updates to your card (and others) is stopping them from allowing PCs until 9/1. There is nothing they can do to override. PC is not eligible for SUB. Continue to try on the app until 9/1. Call back in a week for an update. Thanks ... 7434 new ridge road WF Autograph Card Agreement—Section 11-Fees. Appears that yes, there's a currency fee, however, no mention of a foreign transaction fee. throwinthrowawayacnt • 1 yr. ago. That's the legal definition of terms that's cookie cutter in all their cards terms and conditions.Active cash has the highest cash back. I keep getting declined because lack of credit. It has limited per month payment so I cant keep paying off my card. • 6 mo. ago. When I converted my sock drawered Visa Platinum to Active Cash, I only had a $3500 limit (similar credit score and income). I asked for a CLI and was denied.