Chase freedom unlimited reddit.

Essential info is as follows: Current cards: (limits, opening date) BofA Cash Rewards ($600, November 2019) Discover It Cash Back ($1500, June 2020) FICO Scores: 712, 723, 720 (Experian, Equifax, Transunion) Oldest account age: 8 months. Income: $40,000. Rent: $0.With the Chase Freedom Unlimited, cardholders can earn 5% cash back on travel purchased through Chase Ultimate Rewards, 5% back on Lyft rides (through March 31, 2025), 3% back on dining, including ...The Chase Freedom Unlimited is a cash back credit card with no annual fee that offers 3 percent cash back on dining and drugstore purchases and 1.5 percent cash back on all other purchases. Cardholders can also earn 5 percent cash back on Lyft purchases through March 2025, as well as 5 percent cash back on Chase Ultimate …Chase Freedom Flex vs. Chase Freedom Unlimited welcome bonus The Freedom Flex offers a sign-up bonus of $200 cash back after spending $500 on purchases in the first three months from account opening. At face value, this bonus is worth $200; however, if you also hold a premium Chase card and transfer your points, they can be …70-30 seems low, you’re probably closer to 90%. I would 100% go for it. The inquiry won’t even be that big of a deal. Don’t worry if it isn’t an automatic approval. They’ve been requesting a lot of income verification. That’s probably all it is. (If you don’t mind use a referral link, it’s an extra $100 for whomever!) Reasonable ...

The Chase Freedom Unlimited is a surprisingly powerful card that earns at least 1.5% back on everything. However, it becomes a standout card if you pair it with a card that earns transferable Ultimate Rewards points, doubling their potential value. Read our full review of the Chase Freedom Unlimited. The Chase Freedom Flex℠, launched in September 2020, and the older Chase Freedom Unlimited® have certain things in common. Both are cash-back credit …

Chase Freedom Unlimited® Annual fee $0 Regular APR 20.49%-29.24% Variable APR Intro APR 0% intro APR on purchases and Balance Transfers for 15 months Rec. credit score 690-850 (Good - Excellent)...Amazon -> Sallie Mae Rewards (5% cash back up to $750 a month at Amazon) Travel -> Chase Sapphire Preferred* probably if you don't want to be locked to a specific airline. Note that you can save your cash back points from the Chase Freedom and convert them whenever you get the Sapphire Preferred.26 comments Add a Comment Cruian • Knowledgeable • 2 yr. ago Yes, if you want to continue collecting UR. The CFU and CF/CFF fill different roles: CFU is a flat rate card …The Chase Freedom Unlimited has a $200 signup bonus after spending $500 within 3 months so that’s 41.5%back on those initial $500 worth of purchases but then it would be 3% on dining/drugstores and 1.5% on everything else moving forward. Citi double cash is a little weird in that your earn 1% when you use the card, and then another 1% when ...

Chase Freedom Unlimited ® The no-annual-fee Freedom Unlimited card is the go-to card for earning elevated rewards on every purchase you make, even non-bonus category purchases. Like the Freedom Flex card, rewards are earned in the form of Chase Ultimate Rewards points that can be redeemed for cash-back, travel, or shopping, or …

The Chase Freedom Flex℠, launched in September 2020, and the older Chase Freedom Unlimited® have certain things in common. Both are cash-back credit …

The Chase Slate Edge offers a 0% intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer fee of either $5 ...Chase Freedom Unlimited or Chase Freedom Flex? Which one is a better card for a student, also keeping in view the transferring of points to CSR or CSP. 12 comments The Chase Freedom Unlimited 's current sign-up bonus allows you to earn an additional 1.5% on all purchases up to $20,000 spent in the first year. If you're able to …You will still be denied but recon will most probably approve you. Based on own and wife's experience. The only way to get chase cards with less than a year of history is to have a banking relationship with then. Also wait a few months is recon does nothing for you and reapply.

hace 4 días ... Here's how the Amex Blue Cash Everyday card and Chase Freedom Unlimited card compare in our quest to find the best cash-back card for you.Chase Freedom Unlimited: Rewards Rate: 6.5% cash back on travel purchased through Chase Ultimate Rewards®; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% ...Welcome Bonus. Both cards offer a $200 welcome offer bonus. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in …The Chase Freedom Unlimited is a great entry card because it allows you to not only build your credit but also gives you a $150 bonus, 1.5% cash back on all ...However, your points are worth at least 1.25 cents each when booking award travel. With the Chase Freedom Unlimited, your points are only worth 1 cent each for any redemption. Because of the value of points, the Chase Sapphire Preferred credit score needed may be slightly higher, though it’s not impossible.

The Freedom is very similar to your discover - it's 5% rotating categories, and 1% everything else. I have a hard time believing that you don't use your Discover 5% categories given that they include grocery stores, gas stations, and Amazon. But anyway - the Freedom will be more of the same as your Discover. I just got a CL increase past ($5000). I called just to see again, since this quarter is 5% wholesale/paypal. And I asked specifically, " pc to chase freedom with ultimate rewards visa " and was instantly available. tldr: you can still pc to OG freedom 5% visa, but you must have a 5,000 or more CL to have it show up for cs agents.

EDIT 2: For anyone interested, I was able to get the card right away after logging into Chase, going to the "Just For You" tab, and applying for the CFU in there. They just asked for my income and approved me on the spot. I had other offers as well like the CSR, CSP, and Southwestern but they were taken away once I got approved for the CFU.Sep 7, 2023 · The Chase Freedom Flex℠, launched in September 2020, and the older Chase Freedom Unlimited® have certain things in common. Both are cash-back credit cards with super-generous bonuses, long 0% ... Use CF in the 5x categories, and CFU on everything else. CF+CFU+CSP/CSR is known as the "Chase Trifecta" and is a good combination to have. •. Chase has a rule where if you have opened 5 new credit cards within a 24 month period, you will automatically be denied for a new Chase card. This is why people in the credit card game say to get Chase ... Chase Freedom Unlimited ® The no-annual-fee Freedom Unlimited card is the go-to card for earning elevated rewards on every purchase you make, even non-bonus category purchases. Like the Freedom Flex card, rewards are earned in the form of Chase Ultimate Rewards points that can be redeemed for cash-back, travel, or shopping, or …The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. With the Chase Sapphire Preferred, cardholders can earn 60,000 ...Nov 6, 2022 · This would give you three personal credit cards: Chase Sapphire Reserve or Preferred, Chase Freedom Flex and Chase Freedom Unlimited. Altogether, you're only paying one annual fee (since the Chase Freedom Flex and Freedom Unlimited both come with no annual fee). And you'll be able to earn 5 points per dollar on those rotating categories with ... It uses Expedia for the back end but if you compare results it tends to slant toward higher-priced fares. So the 5% is not as useful than the 3% straight cash back travel from CSR which has more MCC codes attached to it, including ridesharing and public transit. Freedom Unlimited is 5% back through their portal.

The SoFi credit card is quite a low-cost card compared to several competing cards. There is no annual fee and no foreign transaction fees, and the ongoing APR can be relatively low at 14.49 ...

Finally got approved for the Chase Freedom Unlimited. Just wanted to share my excitement at finally getting this card. I originally applied for it around a year ago and got denied for a number of different (mainly because my credit score was a bit low and because I’d just opened my first accounts). Low and behold, I was checking my credit ...

26 comments Add a Comment Cruian • Knowledgeable • 2 yr. ago Yes, if you want to continue collecting UR. The CFU and CF/CFF fill different roles: CFU is a flat rate card …Chase will match the cash back earned on every dollar spent throughout the first year. It will not only match the 1.5% base earn rate but also the bonus category …Welcome Bonus and Annual Fee. Benefits for College Students. Chase Freedom® Student Credit Card. $50 bonus earned after first purchase made within the first 3 months from account opening. Annual fee of $0. 1% cash-back on all purchases. $20 Good Standing Rewards after each account anniversary for up to 5 years.Yes, you can apply for the Chase Freedom Unlimited credit card even if you already have the Chase Freedom card. These rewards credit cards are two separate ...They big differences are the that the Unlimited has a higher flat rate at 1.5% for everything. The Freedom Flex has 5% rotating categories every quarter. There is also the difference that Unlimited is a Visa and Flex is a Mastercard so those come with slightly different protections. Personally I think the Freedom Flex is easier to take ...Both, eventually. Flex for sure. 1.5% can get it by other cards. Freedom unlimited is a better catch all card so it is always the best on to get first. The flex is a pretty niche card and only good for the rotating categories so unless you will benefit from those freedom unlimited is always the way to go.The main difference is in the highlights of their rewards structures: The Freedom Flex card offers 5% cash back on rotating quarterly categories, while the Chase Freedom Unlimited offers a flat-rate 1.5% cash back on everything. Read on to get a rundown of the pros and cons of each card, as well as which card is better suited for you, based on ...The Chase Freedom Unlimited’s 1.5% cash back on everyday purchases is made even more valuable by its connection to the Ultimate Rewards program.

There's no enrollment for this benefit — all you'll need to do is pay with your eligible Chase credit card at checkout to receive a $10 statement credit each month. That's a potential value of $120 per year on each eligible card in your wallet. You'll have until Dec. 31, 2023 to take advantage of this full offer for hundreds of dollars in ...The Freedom is very similar to your discover - it's 5% rotating categories, and 1% everything else. I have a hard time believing that you don't use your Discover 5% categories given that they include grocery stores, gas stations, and Amazon. But anyway - the Freedom will be more of the same as your Discover.In the end, I got a secured Capital One Mastercard and my mom added me as an authorized user on her Amex. 8 months later, I got the Discover It Chrome for Students, and I've been building my collection since. I got my Chase Freedom Unlimited in March or April of this year with a FICO of ~745 and those three previously mentioned cards active.You really don't need an 800. You're looking at the best possible interest rates on mortgages somewhere around 750-775. And its not like your credit wouldn't recover anyway. On top of that more cards means a better credit limit, makes it easier to maintain low utilization and will make it easier to get new accounts in the future without hitting ...Instagram:https://instagram. palmyra b god rollcuny outlook email loginabq pollen count108 denson dr Winner: Chase Freedom Flex℠. The Freedom Flex card is, without a doubt, our favorite personal credit card with no annual fee in this showdown. You can earn up to 5% cash-back with this credit card, which is quite a feat for a no annual fee credit card. 5% cash-back per $1 spent on Lyft purchases through March 2025. rrecs mini mail count 2023how to make your roblox profile pose Compare Apple Card and Chase Freedom Unlimited head-to-head to see which one offers you the best rewards.it is kind of straight 2% cashback on all purchase. Capital One Venture / Venture X Credit card. 2X back on all purchases other than Capital One Travel Portal. But, while redeeming those points as cashback their value is 1 point = 0.5 cpp. As you already have Chase Freedom Unlimited, CSP/CSR makes more sense for you. accuweather macomb mi As a data point, Chase automatically raised my limit on my Slate card after one and two years, from $3000 to $5000 to $7500. I thhink it’s likely that after a year of on-time payments they raise you to $3000. Also, spending and then paying it off in full before the due date shown on your statement is due is good. 1 may 2023 ... For purchases that don't fit into any bonus category, you may use the Chase Freedom Unlimited Card to earn 1.5% cash back. 6. Combine points for ...isaacng1997 Knowledgeable • 5 yr. ago. Usually you need at least a year of credit history before chase approves you the freedom. Just from my own experience, I applied and rejected for the Freedom when my oldest card is 11th month, 13th month, 16th month (low util, pay in full every month). Finally approved me at the 19th month mark.