Wells fargo active cash card reddit.

Mobile carrier's message and data rates may apply. See Wells Fargo's Online Access Agreement for more information. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. QSR-0423-02868. LRC-0323. Find answers to frequently asked questions about your available balance, account history, legal order processing and more.The Wells Fargo Active Cash® Card offers a 2% flat cash back rewards rate. Another small perk of this rewards rate: You’ll always earn your 2% cash back upfront, unlike the Citi® Double Cash Card, which offers 1% back at the time of purchase and another 1% when you pay it off. Wells Fargo Active Cash® Card simplifies that approach ...The 2% cash back category is pretty flooded imo with options like the SoFi master card, Paypal card, Double Cash, Active Cash, Bread, etc all offering a 2% card. The Double Cash does have access to Citi's ecosystem though so there is options to trade points for miles which offer greater value and there is also the Rewards+ card which lets you ...Does this card now provide more perks than the Citi DC Card? I'd argue that the World MasterCard (or World Elite MasterCard) has more perks than a Visa Signature, but despite that, there's probably little reason why anyone would choose the DC over the AC. That SUB is too good to ignore. EDIT: See below.Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.

Just asking because I know typically Visa Signature cards have a starting minimum credit limit of 5k, and yours is $3,500. I myself product changed from the old Platinum Card to the Active Cash today. My credit limit on the platinum card was only 3,000 so my credit limit on the Active Cash will be the same.

I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything.Personally I will get any flat 1.5%+ card ( Includes WF Active Cash) since you have a 1 year history on your credit report. Having a flat rate card is a most in any portfolio imo. If you plan to travel and use Chase points ecosystem in the future, then you can go for Chase Freedom Unlimited card that will give you 1.5 points per dollar where ...

The Wells Fargo Autograph is one of the best cards...for someone who does not already have a lot of categories covered. It earns 3% on restaurants, 3% on travel, 3% on gas, 3% on transit, 3% on streaming, and 3% on phone plans. In addition to offering 3% on phone plans, it provides cell phone protection.If you've met the spending requirement, you should see the $200 bonus as pending rewards under your Wells Fargo Rewards account. Click the 'Cash Track' link. •. I believe I saw some DPs mentioning it may take a statement or two. Did the statement in which you passed the $1000 cumulative close yet?With the Autograph it really depends on your top spending categories and how much you spend. 2 vs 3% doesn't seem like a big difference but it can be. My phone bill is $130 every month. That's 2.60 vs 3.90, an extra $15 a year just for getting the boost in that one category. Realshotgg • 1 yr. ago.Used mine on both Paypal and Apple Pay prior to having the physical card, no issues. Yes you can use it both on Apple Pay or PayPal as soon as it’s approved. Expect a call from Wells Fargo Fraud Services, though. About 6 hours after I was approved I made a PayPal purchase online.TD Cash Credit Card Citi Rewards + Amex Cash Magnet Wells Fargo Cash Wise Visa My score is 730. Will likely drop a bit more when my CF and US Bank Cash + get added to my report: 4 Hard Inquiries, 7 Accounts, 1 year 4 Mos AAoA, 0 derogatory marks, 0 missed payments, 11% utilization (mostly due to the amazon chase visa.

Citi DoubleCash vs Wells Fargo Active Cash. Hello everyone! I am trying to decide between these two cards as a daily driver. I moved to the US in Jan 2022. Current Cards: -Bank of America Unlimited Cash (1.5% cashback on everything, No AF) , $1000 limit, Jan 2022 - Chequing and Savings account w/ BoA opened in Jan 2022.

I got approved. Income 90k 5/24: 5/24 (before applying) CL: $3,000. Current cards. Amex Gold 5/22 (using their apple card-like pre-approval tool, after being previously denied twice the old fashioned way) Citi custom cash 5/22 $6,800. Apple Card 3/21 $2,000. CFF 7/21 $7,800.

Wells Fargo Active Cash ® Card . Unlimited 2% cash rewards on purchases Wells Fargo Autograph SM ... or an upgrade on a credit card. Wells Fargo and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. Wells Fargo and Fair Isaac do not provide credit repair ...Active cash is max $200, for one-time intro party favors. Realistically, maybe not worth the 5-10 inquiry point hit on my credit scores. If I can get a decent limit, and 6 months waived, on a Home Depot card instead (albeit a worthless card, but good to take a deferred advantage of the coming collapse of building materials) it's almost preferable.The sign-up bonus offer is now $200 (or 20,000 points) for $1,000 in spend in three months. Same percentage of 20% back. But not the larger amount. I'm glad I applied on Jan. 2. I was approved despite getting a Wells Fargo Active Cash in mid-July. I'm using the Autograph in Apple Pay as I await the arrival of the card. It hasn't arrived as of ...View community ranking In the Top 1% of largest communities on Reddit. Wells Fargo Autograph Card For a limited time, earn 30,000 ... The Active Cash's permanent offer was $200 after $1,000 in spend and then they did a "limited time" offer of $200 after $500, which they ended up making permanent. *of course these can still change still ...The only reason to choose this over Wells Fargo Active Cash 2% cashback card with same signup bonus and similar intro 0% APR is Wells Fargo makes it tougher to redeem rewards. For a statement credit, it can only be in $25 increments. Or can cover a prior purchase if your rewards balance is high enough.

The Wells Fargo Active Cash® Card offers a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, and the Wells Fargo Autograph℠ Card comes ...Credit score: 735. Total inquiries: 3 (Including the most recent inquiry from 8 days ago) Inquiries in the last 9 months: The only one from above. TransUnion: Credit Score: 744. Total Inquiries: 1. No inquiries in the last 12 months. Please let me know what my odds are for Active Cash or if they're any better for Citi Double Cash. Thanks!Wells Fargo "Go Far Rewards". I'm new to Wells Fargo. I received the Active Cash card in the mail today. The rewards system is disappointing at first glance. You can't redeem rewards for cash until you hit $25. That's actually ok with me because if we use this as our main 2% card we'll hit $25 in rewards each month no problem.I work in the Credit Card Payment Processing World. AMA! 110. 189. r/CreditCards. Join. • 2 days ago.- Wells Fargo Active Cash (Applied online, they will accept ITIN, but be prepare to send documents to finalize application such as ITIN CP565 letter, Visa/passport) - Wells Fargo Autograph (Applied online, same process as the one above) - Chase Freedom Student Card (Applied online, needed to call for verification, ITIN friendly)

0% Introductory Rates. The Wells Fargo Autograph℠ Card offers a 0% introductory APR on purchases for 12 months from account opening. A variable APR of 20.24%, 25.24%, or 29.99% applies for ...

After much panache, I found out you can upgrade with a click of a button on the WF website/app. Click "MORE". Just press "SWITCH" and it will tell you eligibilty and then allow you to switch. No pull. Was instant. Appearently used to be a whole dept that did this pre-COVID. Now a button does it. 😑😑😑. 9. 13 comments Best Top New ...Considering Wells Fargo "Active Cash" card So USAA just told us their 2.5% unlimited cash back card is being replaced by a new card that is now 1.5% cash back, bringing it in alignment with most cards. We make thousands of dollars every year because we charge everything and pay the balance in full every month.I got a Wells Fargo Active Cash and haven’t received $200 for spending $1000. I spent $1000 in September. How long does it usually take for introductory rewards to come? It took me two statements before I got it. If you’ve met the spending requirement, you should see the $200 bonus as pending rewards under your Wells Fargo Rewards account ... They pulled my Experian Fico score and it is 758. I opened up a Sam's club credit card 2 months ago and I applied and got approved for the Citi Custom Cash yesterday on the same day I applied for Wells Fargo. My credit utilization has been at 0.33%-0.39% consistently month to month. My application for Wells Fargo says it's still under ...I'm looking at the Wells Fargo Active Cash card and the FNBO Evergreen card. I'm leaning towards the Active Cash, although I'm open to both as well as other recommendations. Was wondering what my chances of approval are right now. FICO: 745 (according to Discover) Total Credit Line: 2800. Annual Income: ~35K.To improve your eligibility for a credit line increase, there are two things you should always keep in mind: The amount of time you’ve had your account open. Your payment history. This is because your credit limit represents a level of risk to the card issuer. To extend you more spending power, the issuer must first trust your ability to pay ...The Wells Fargo combo you have is not a trifecta because those cards have no synergy. If you could transfer Active Cash and Autograph points to BILT, then that would be a trifecta, but you can't. So really it's no different from having 3 different cards. The Chase trifecta makes the Freedom cards better. You can transfer points from CFU and CFF ...

If you like flat-rate cash rewards credit cards, consider the Wells Fargo Active Cash® Card. The Active Cash’s intro APR period is a few months shorter than the Reflect’s. It offers 0% intro ...

Does this card now provide more perks than the Citi DC Card? I'd argue that the World MasterCard (or World Elite MasterCard) has more perks than a Visa Signature, but despite that, there's probably little reason why anyone would choose the DC over the AC. That SUB is too good to ignore. EDIT: See below.

Wells Fargo is now allowing some cardholders to product change online (click view more services when logged in on a desktop). Not all cards have this option, but it seems card that are similar to the new 'Active Cash' card can be changed into that card. I suspect similar options will be added when the other new Wells Fargo cards are added and the current line up is discontinued.I am looking for a card to initially be a BT card that can then be used as an every day or weekly usage card afterwards. I currently have: Amazon…Blockfi 1.5% Bitcoin cash back or the Coinbase 4% back in XLM or GRT, 1% on Bitcoin or Ethereum are a great credit + debit combo. Venmo also has a neat crypto cash back card with 3%, 2% and 1% where they use your highest and second highest spend in 3% and 2% categories automatically. There's no spend cap on 3% and 2% categories either.Wells Fargo Active Cash® Card Annual fee $0 Regular APR 20.24%, 25.24%, or 29.99% Variable APR Intro APR 0% intro APR on Purchases for 15 months from account opening and 0% intro APR on...Upgraded my old Wells Fargo secured card ($600 limit) to the Active cash. Big mistake, not only I didn't get the sub but I've called 4 times in two years and they never raised my credit limit by more than a few hundreds dollars. So I'm still at a $1500 limit… 760 FICO, 120K a year. Approved for Wells Fargo autograph 6 months ago with ...I decided to PC Active Cash (my oldest acct., originally WF Platinum card) to Autograph, and then PC my Cash Back Visa Signature to Active Cash. I'll likely go for BofA Premium Rewards or Travel Rewards down the line and have that be my flat 2+% cash back baseline, so Autograph was more important to keep as the long-term card than Active Cash.View community ranking In the Top 1% of largest communities on Reddit. I have a Wells Fargo Active Cash card but my limit is only $2,500. I saw Visa Signature cards are a minimum of $5k. To be fair I product changed from a Platinum card and the limit on that was $2,500. Should I call and ask them to bump it up to $5,000?Hi all, I've been searching for this answer through terms and conditions and here with no luck. I have the Capital One Quicksilver card and it accrues cash basically as soon as the purchase clears on the account (eg. if I made a $1000 purchase that clears today, $15.00 would post to my rewards cash). The WF Active Cash cards doesn't work that ...Emergency Cash Disbursement and Card Replacement. Auto Rental Collision Damage Waiver. Travel and Emergency Assistance Services. Roadside Dispatch ®. Visa Signature ® Concierge Services. Visa Signature ® Luxury Hotel Collection. Additional Terms. Your Guide to Benefits describes the benefits in effect as of 09/01/2022.

Oct 3, 2023 · Quite a few flat-rate cards earn 1.5% cash back, so if a card’s going to stand out, it has to stand apart.While the list of cards that earn 2% cash back is growing, the Wells Fargo Active Cash ... It really is a 2% cash back on all purchases. They accumulate in your rewards account and can only be cashed out in increments of $25 unless you use a portal like travel. But besides that, there are no restrictions on how much you earn or where the money goes. You can request a check in the mail if you want.From secured card to unsecured card, yes. I mean I would be happy that Wells Fargo upgraded my useless card to a 2% card. There are so many better sign up bonuses than spend $1k for $200. The WF college card if I recall had a time limit and after that time period is over they change your card to something else. Instagram:https://instagram. soul spear ds2walmart deans bridge roadbig flame lighterburn boot camp lynchburg Wells Fargo will almost certainly be the easiest, followed by BofA and U.S. Bank last. pakratus 1 yr. ago. I was going to say WF, because of their new Autograph card, they might have loosened the requirements to get more customers. Can attest that they have not, well, at least for me.A card earning 1.5% can typically be more valuable than a 2% card if it earns a sign-up bonus (depending on your spending), so this is where the Wells Fargo Active Cash® Card comes out on top ... rob zombie haunted house 2022gas prices quartzsite az Wells Fargo Active Cash Scam. Okay, so as the title says, people at least around my store, are using this card to get away with huge purchases. Essentially, these people are coming in with the card, attempting to pay and when it won’t go through, they say we have to put it in as cash because “that’s how the card works”.Personally I will get any flat 1.5%+ card ( Includes WF Active Cash) since you have a 1 year history on your credit report. Having a flat rate card is a most in any portfolio imo. If you plan to travel and use Chase points ecosystem in the future, then you can go for Chase Freedom Unlimited card that will give you 1.5 points per dollar where ... nisha keller The Wells Fargo Active Cash® Card is as straightforward as credit cards come: Customers earn an impressive 2% cash-back rate on all purchases without …Wells Fargo Active Cash Card Approval - Data Point. Last application I promise. Figured why not just get a catch all cash back card for anything that doesn't fit neatly into BPC or Savor and get 2% back. Just got approved at Wells Fargo for $20,000. This is the third card I've opened in 24 hours. Amex BCP: $10,000.